Business consulting that gets to the point
We help small and mid-sized businesses in England sort out their finances, fix broken operations, and plan growth they can sustain. No jargon. No fluff.
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Professional Biz Navigators started in 2018 with a straightforward idea: most small businesses don't need a 200-page strategy deck. They need someone who listens, identifies the two or three things that are actually holding them back, and helps fix those things within a realistic timeframe.
Our team of four consultants has a combined 38 years of experience across retail, manufacturing, professional services, and hospitality. We work primarily with businesses that have between 5 and 150 employees, usually based in the North of England, though we take on clients across the country.
We charge by the project, not by the hour. Before any engagement starts, you get a fixed quote and a clear scope document. If the scope changes, we discuss it openly before any additional cost is incurred.
Our office is at 23 Park View, Murphy-upon-Smith, CL17 0AI, England, United Kingdom. Drop by if you prefer face-to-face conversations. We keep the kettle on.
Each service below can be booked independently or combined into a broader engagement. We scope everything before you commit.
We review your profit and loss, cash flow patterns, and balance sheet over the past 12 to 24 months. You receive a written report that highlights specific areas where money is leaking, along with concrete steps to fix each one. A typical financial health check takes about two weeks from start to delivery.
Ready to expand but unsure whether to hire, open a second location, or invest in marketing? We build a financial model specific to your business that compares each option side by side. The model includes realistic revenue projections, break-even timelines, and risk scenarios so you can decide with actual numbers instead of gut feeling.
We spend time on-site watching how your team works day to day. That might sound odd, but most inefficiencies are invisible to people inside the business. We document bottlenecks, redundant steps, and communication gaps, then propose changes you can implement within 30 to 60 days. Past clients have seen cost reductions of 8% to 22% within six months of implementing our recommendations.
Who are your actual competitors? What do your customers think of your pricing? We gather real data through surveys, public records, and interviews, then present findings in a format you can act on. This is especially useful before launching a new product line or entering a new geographic area.
Need a plan for a bank loan, investor pitch, or internal roadmap? We write business plans that are grounded in your actual financials and market conditions. Each plan includes executive summary, market analysis, operational plan, financial projections for three years, and risk assessment. Turnaround is typically three to four weeks.
Thinking about retirement, selling, or passing the business to a family member? We help you value the business accurately, prepare it for due diligence, and structure the transition so it goes smoothly for everyone involved. This process usually takes three to six months depending on complexity.
Every engagement follows this general structure, though we adapt the timeline and depth to fit your situation.
"They found £14,000 in annual savings we had completely overlooked. The financial health check paid for itself within the first quarter."
— Sarah T., retail business owner, Leeds
"The growth model they built showed us that opening a second location would break even in 14 months. We opened it, and they were off by only two months."
— James R., hospitality manager, Durham
"I appreciated that they gave us a fixed quote up front. No surprises. The succession plan they prepared made the handover to my daughter much less stressful than I expected."
— Margaret H., manufacturing company director, York
It depends on the scope. A financial health check for a business with straightforward accounts usually runs between £1,200 and £2,500. A full growth strategy with financial modelling is typically £3,000 to £6,000. We always provide a fixed quote before any work begins.
Yes, though our sweet spot is businesses that have been trading for at least a year. Startups with no trading history can benefit from our business plan writing service, especially if they need a plan for a bank or investor.
Absolutely. Our office is at 23 Park View in Murphy-upon-Smith. We also travel to client sites for discovery work. Video calls work fine for shorter meetings.
Operational efficiency improvements often show measurable results within 60 to 90 days. Financial restructuring can take three to six months to fully reflect in your accounts. We set realistic expectations in the scoping document so there are no surprises.
We have the most experience in retail, hospitality, professional services, and light manufacturing. That said, the fundamentals of cash flow management and operational efficiency apply broadly. If your industry is outside our usual range, we will tell you honestly during the initial call.
23 Park View, Murphy-upon-Smith, CL17 0AI, England, United Kingdom
